:root{
    --navy:#0b1b2b;
    --navy-2:#0e2135;
    --gold:#c9922e;
    --gold-light:#e0ad4c;
    --cream:#f7f5f1;
    --ink:#1a2430;
    --muted:#5b6b7a;
    --line:#e4e0d8;
    --radius:10px;
  }
  *{box-sizing:border-box;margin:0;padding:0;}
  html{scroll-behavior:smooth;}
  body{
    font-family:'Segoe UI',-apple-system,BlinkMacSystemFont,Arial,sans-serif;
    color:var(--ink);
    background:#fff;
    -webkit-font-smoothing:antialiased;
  }
  img,svg{display:block;max-width:100%;}
  a{text-decoration:none;color:inherit;}
  ul{list-style:none;}
  button{font-family:inherit;cursor:pointer;border:none;}
  .container{max-width:1180px;margin:0 auto;padding:0 24px;}
  .eyebrow{
    color:var(--gold);
    font-weight:700;
    font-size:.78rem;
    letter-spacing:.12em;
    text-transform:uppercase;
  }

  /* ---------- HEADER ---------- */
  header{
    background:var(--navy);
    color:#fff;
    position:sticky;
    top:0;
    z-index:100;
  }
  .header-inner{
    display:flex;
    align-items:center;
    justify-content:space-between;
    padding:14px 24px;
    max-width:1180px;
    margin:0 auto;
    gap:24px;
  }
  .logo{
    display:flex;
    align-items:center;
    gap:10px;
    flex-shrink:0;
  }
  .logo-mark{
    width:38px;height:38px;
    border:2px solid var(--gold);
    border-radius:50%;
    display:flex;align-items:center;justify-content:center;
    font-weight:800;color:var(--gold);font-size:.85rem;
  }
  .logo-text{line-height:1.1;}
  .logo-text .top{color:var(--gold);font-weight:800;font-size:1rem;letter-spacing:.04em;}
  .logo-text .bottom{font-size:.62rem;letter-spacing:.14em;color:#c9c9c9;}
  nav.main-nav{
    display:flex;
    gap:26px;
    font-size:.92rem;
    flex-wrap:wrap;
  }
  nav.main-nav a{
    color:#e7e7e7;
    white-space:nowrap;
    padding:6px 0;
    border-bottom:2px solid transparent;
    transition:color .2s, border-color .2s;
  }
  nav.main-nav a:hover, nav.main-nav a.active{
    color:var(--gold-light);
    border-color:var(--gold-light);
  }
  .header-right{
    text-align:right;
    flex-shrink:0;
  }
  .phone-btn{
    display:inline-flex;
    align-items:center;
    gap:8px;
    border:1px solid var(--gold);
    color:var(--gold-light);
    padding:9px 18px;
    border-radius:24px;
    font-weight:700;
    font-size:.92rem;
  }
  .header-right .tagline{
    display:block;
    margin-top:6px;
    font-size:.72rem;
    color:#aeb8c2;
  }
  .menu-toggle{display:none;background:none;color:#fff;font-size:1.6rem;}

  /* ---------- HERO ---------- */
  .hero{
    position:relative;
    background:
      linear-gradient(100deg, rgba(8,16,28,.88) 5%, rgba(8,16,28,.55) 45%, rgba(8,16,28,.35) 100%),
      linear-gradient(180deg, #2c4258 0%, #1a2b3d 40%, #0c1622 100%);
    color:#fff;
    overflow:hidden;
    padding:64px 0 40px;
  }
  .hero::before{
    /* faux skyline silhouette */
    content:"";
    position:absolute;
    right:0; bottom:0; left:0;
    height:55%;
    background:
      linear-gradient(180deg, transparent 0%, rgba(6,12,20,.5) 100%);
    pointer-events:none;
  }
  .hero-grid{
    display:grid;
    grid-template-columns:1.15fr .85fr;
    gap:40px;
    align-items:start;
    position:relative;
    z-index:2;
  }
  .badge-pill{
    display:inline-block;
    background:rgba(255,255,255,.08);
    border:1px solid rgba(255,255,255,.25);
    color:#fff;
    font-size:.7rem;
    font-weight:700;
    letter-spacing:.1em;
    text-transform:uppercase;
    padding:7px 14px;
    border-radius:20px;
    margin-bottom:22px;
  }
  .hero h1{
    font-size:3rem;
    line-height:1.12;
    font-weight:800;
    margin-bottom:20px;
    letter-spacing:-.01em;
  }
  .hero h1 .accent{color:var(--gold-light);}
  .hero p.lead{
    font-size:1.08rem;
    color:#d7dee5;
    max-width:480px;
    line-height:1.55;
    margin-bottom:30px;
  }
  .feature-row{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:14px;
    border:1px solid rgba(255,255,255,.18);
    border-radius:var(--radius);
    padding:18px 16px;
    margin-bottom:26px;
  }
  .feature-item{
    display:flex;
    align-items:center;
    gap:10px;
    font-size:.82rem;
    line-height:1.25;
  }
  .feature-item svg{flex-shrink:0;color:var(--gold-light);}
  .trustpilot-row{
    display:flex;
    align-items:center;
    gap:14px;
    flex-wrap:wrap;
    font-size:.88rem;
    color:#dfe4e9;
  }
  .stars{color:#00b67a;letter-spacing:2px;font-size:.95rem;}
  .stars.gold{color:var(--gold-light);}

  /* ---------- LEAD FORM CARD ---------- */
  .lead-card{
    background:#fff;
    color:var(--ink);
    border-radius:14px;
    padding:32px 30px 28px;
    box-shadow:0 25px 60px rgba(0,0,0,.35);
  }
  .lead-card h2{
    font-size:1.45rem;
    font-weight:800;
    margin-bottom:8px;
  }
  .lead-card > p{
    color:var(--muted);
    font-size:.9rem;
    line-height:1.4;
    margin-bottom:20px;
  }
  .field{
    width:100%;
    padding:13px 14px;
    border:1px solid #dcdcdc;
    border-radius:8px;
    font-size:.92rem;
    margin-bottom:12px;
    color:var(--ink);
    background:#fff;
    appearance:none;
    -webkit-appearance:none;
  }
  select.field{
    background-image:url("data:image/svg+xml;utf8,<svg xmlns='http://www.w3.org/2000/svg' width='12' height='8'><path d='M1 1l5 5 5-5' stroke='%235b6b7a' stroke-width='1.5' fill='none' fill-rule='evenodd'/></svg>");
    background-repeat:no-repeat;
    background-position:right 14px center;
  }
  .field:focus, select.field:focus{
    outline:none;
    border-color:var(--gold);
    box-shadow:0 0 0 3px rgba(201,146,46,.15);
  }
  .cta-btn{
    width:100%;
    background:linear-gradient(180deg, var(--gold-light), var(--gold));
    color:#20140a;
    font-weight:800;
    letter-spacing:.03em;
    font-size:.95rem;
    padding:15px 18px;
    border-radius:8px;
    display:flex;
    align-items:center;
    justify-content:center;
    gap:8px;
    margin-top:4px;
    transition:transform .15s ease, box-shadow .15s ease;
  }
  .cta-btn:hover{transform:translateY(-1px);box-shadow:0 8px 18px rgba(201,146,46,.35);}
  .secure-note{
    display:flex;
    align-items:center;
    justify-content:center;
    gap:6px;
    font-size:.76rem;
    color:var(--muted);
    margin-top:14px;
  }

  /* ---------- AS SEEN ON ---------- */
  .as-seen{
    background:#fff;
    border-bottom:1px solid var(--line);
    padding:28px 0;
  }
  .as-seen-inner{
    display:flex;
    align-items:center;
    justify-content:space-between;
    flex-wrap:wrap;
    gap:24px;
  }
  .as-seen-label{font-size:.8rem;color:var(--muted);font-weight:600;}
  .as-seen-item{display:flex;flex-direction:column;gap:2px;align-items:flex-start;}
  .as-seen-item .brand{font-weight:700;font-size:1.1rem;}
  .as-seen-item .brand.google span:nth-child(1){color:#4285F4;}
  .as-seen-item .sub{font-size:.72rem;color:var(--muted);}
  .bbb{display:flex;align-items:center;gap:10px;font-weight:700;color:var(--navy);font-size:.95rem;}
  .homeowners-count{display:flex;align-items:center;gap:10px;font-size:.85rem;color:var(--ink);max-width:220px;line-height:1.3;}

  /* ---------- HOW IT WORKS ---------- */
  .how-it-works{
    background:var(--cream);
    padding:70px 0;
  }
  .hiw-head{max-width:520px;margin-bottom:50px;}
  .hiw-head h2{font-size:2.1rem;font-weight:800;margin:10px 0 10px;}
  .hiw-head p{color:var(--muted);font-size:1rem;}
  .hiw-steps{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:20px;
    position:relative;
    margin-bottom:40px;
  }
  .hiw-step{
    text-align:center;
    position:relative;
  }
  .hiw-step::after{
    content:"";
    position:absolute;
    top:30px;
    right:-40%;
    width:80%;
    border-top:2px dashed #cfc8ba;
    z-index:0;
  }
  .hiw-step:last-child::after{display:none;}
  .step-icon-wrap{
    position:relative;
    width:64px;height:64px;
    margin:0 auto 18px;
    background:#fff;
    border:1px solid #e6e0d3;
    border-radius:50%;
    display:flex;align-items:center;justify-content:center;
    z-index:1;
  }
  .step-icon-wrap svg{color:var(--navy);width:26px;height:26px;}
  .step-num{
    position:absolute;
    top:-6px; right:-6px;
    width:22px;height:22px;
    background:var(--navy);
    color:#fff;
    font-size:.72rem;
    font-weight:700;
    border-radius:50%;
    display:flex;align-items:center;justify-content:center;
  }
  .hiw-step h3{font-size:1.02rem;font-weight:700;margin-bottom:6px;}
  .hiw-step p{font-size:.85rem;color:var(--muted);line-height:1.4;max-width:210px;margin:0 auto;}
  .hiw-cta-wrap{text-align:center;}
  .btn-dark{
    display:inline-flex;
    align-items:center;
    gap:8px;
    background:var(--navy);
    color:#fff;
    font-size:.8rem;
    font-weight:700;
    letter-spacing:.06em;
    padding:14px 26px;
    border-radius:6px;
    text-transform:uppercase;
  }
  .btn-outline-dark{
    display:inline-flex;
    align-items:center;
    gap:8px;
    background:transparent;
    border:1px solid var(--navy);
    color:var(--navy);
    font-size:.8rem;
    font-weight:700;
    letter-spacing:.06em;
    padding:13px 26px;
    border-radius:6px;
    text-transform:uppercase;
  }

  /* ---------- TESTIMONIALS ---------- */
  .testimonials{
    background:var(--navy);
    color:#fff;
    padding:70px 0 60px;
    text-align:center;
  }
  .testimonials h2{
    font-size:1.9rem;
    font-weight:800;
    margin-bottom:8px;
  }
  .testimonials .underline{
    width:46px;height:3px;background:var(--gold);
    margin:0 auto 44px;
    border-radius:2px;
  }
  .t-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:24px;
    text-align:left;
  }
  .t-card{
    background:var(--navy-2);
    border:1px solid rgba(255,255,255,.08);
    border-radius:10px;
    padding:26px 24px;
  }
  .t-card .stars{margin-bottom:14px;}
  .t-card p{
    font-size:.92rem;
    line-height:1.55;
    color:#dfe4ea;
    margin-bottom:22px;
    min-height:96px;
  }
  .t-foot{
    display:flex;
    align-items:center;
    justify-content:space-between;
    border-top:1px solid rgba(255,255,255,.1);
    padding-top:14px;
  }
  .t-author{font-size:.85rem;}
  .t-author .name{font-weight:700;display:block;}
  .t-author .city{color:#a9b3bd;font-size:.78rem;}
  .t-source{
    width:26px;height:26px;
    border-radius:50%;
    display:flex;align-items:center;justify-content:center;
    font-weight:700;font-size:.8rem;
  }
  .t-source.google{background:#fff;color:#4285F4;}
  .t-source.facebook{background:#1877F2;color:#fff;}
  .dots{
    display:flex;
    justify-content:center;
    gap:8px;
    margin-top:36px;
  }
  .dot{width:8px;height:8px;border-radius:50%;background:#3a4a5c;}
  .dot.active{background:var(--gold-light);}

  /* ---------- SERVICE AREAS ---------- */
  .areas{
    padding:70px 0 40px;
    text-align:center;
  }
  .areas h2{font-size:1.9rem;font-weight:800;margin-bottom:44px;}
  .areas-grid{
    display:grid;
    grid-template-columns:repeat(6,1fr);
    gap:18px;
    text-align:left;
    margin-bottom:34px;
  }
  .area-card{
    border-radius:10px;
    overflow:hidden;
    border:1px solid var(--line);
    background:#fff;
    box-shadow:0 8px 24px rgba(15,31,48,.06);
    transition:transform .2s ease, box-shadow .2s ease;
  }
  .area-card:hover{
    transform:translateY(-3px);
    box-shadow:0 14px 30px rgba(15,31,48,.12);
  }
  .area-photo{
    height:120px;
    background-color:#1c2c3c;
    background-size:cover;
    background-position:center;
  }
  .area-photo.p1{background-image:linear-gradient(rgba(8,16,28,.08),rgba(8,16,28,.2)),url('assets/area-houston.webp');}
  .area-photo.p2{background-image:linear-gradient(rgba(8,16,28,.08),rgba(8,16,28,.2)),url('assets/area-katy.webp');}
  .area-photo.p3{background-image:linear-gradient(rgba(8,16,28,.08),rgba(8,16,28,.2)),url('assets/area-sugar-land.webp');}
  .area-photo.p4{background-image:linear-gradient(rgba(8,16,28,.08),rgba(8,16,28,.2)),url('assets/area-woodlands.webp');}
  .area-photo.p5{background-image:linear-gradient(rgba(8,16,28,.08),rgba(8,16,28,.2)),url('assets/area-pearland.webp');}
  .area-photo.p6{background-image:linear-gradient(rgba(8,16,28,.08),rgba(8,16,28,.24)),url('assets/area-houston-metro.webp');}
  .area-info{padding:14px 14px 16px;}
  .area-info h3{font-size:.95rem;font-weight:700;margin-bottom:6px;}
  .area-info a{font-size:.8rem;color:#1f5fbf;font-weight:600;}
  .area-callout{
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:20px;
    flex-wrap:wrap;
    border:1px solid var(--gold);
    border-radius:10px;
    padding:20px 26px;
    margin-bottom:70px;
  }
  .area-callout-left{
    display:flex;
    align-items:center;
    gap:14px;
    text-align:left;
  }
  .area-callout-left h4{font-size:1rem;font-weight:700;margin-bottom:2px;}
  .area-callout-left p{font-size:.85rem;color:var(--muted);}
  .pin-circle{
    width:40px;height:40px;
    border-radius:50%;
    border:1px solid var(--gold);
    display:flex;align-items:center;justify-content:center;
    color:var(--gold);
    flex-shrink:0;
  }

  /* ---------- FOOTER ---------- */
  footer{
    background:var(--navy);
    color:#c9d1d9;
    padding:60px 0 0;
  }
  .footer-grid{
    display:grid;
    grid-template-columns:1.4fr 1fr 1fr 1.2fr;
    gap:30px;
    padding-bottom:40px;
    border-bottom:1px solid rgba(255,255,255,.1);
  }
  .footer-brand p{
    font-size:.85rem;
    line-height:1.6;
    color:#a9b3bd;
    margin:14px 0 20px;
    max-width:280px;
  }
  .social-row{display:flex;gap:10px;}
  .social-row a{
    width:34px;height:34px;
    border:1px solid rgba(255,255,255,.25);
    border-radius:50%;
    display:flex;align-items:center;justify-content:center;
    font-size:.85rem;
  }
  footer h5{
    color:#fff;
    font-size:.95rem;
    font-weight:700;
    margin-bottom:16px;
  }
  footer ul li{margin-bottom:10px;}
  footer ul li a{
    font-size:.86rem;
    color:#a9b3bd;
    transition:color .15s;
  }
  footer ul li a:hover{color:var(--gold-light);}
  .contact-list li{
    display:flex;
    align-items:center;
    gap:10px;
    font-size:.86rem;
    color:#a9b3bd;
  }
  .footer-bottom{
    display:flex;
    align-items:center;
    justify-content:space-between;
    flex-wrap:wrap;
    gap:10px;
    padding:20px 0;
    font-size:.78rem;
    color:#8b96a3;
  }
  .footer-bottom .links{display:flex;gap:20px;}

  /* ---------- RESPONSIVE ---------- */
  @media (max-width:980px){
    nav.main-nav{display:none;}
    .menu-toggle{display:block;}
    .hero-grid{grid-template-columns:1fr;}
    .feature-row{grid-template-columns:repeat(2,1fr);}
    .hiw-steps{grid-template-columns:repeat(2,1fr);row-gap:40px;}
    .hiw-step::after{display:none;}
    .t-grid{grid-template-columns:1fr;}
    .areas-grid{grid-template-columns:repeat(3,1fr);}
    .footer-grid{grid-template-columns:1fr 1fr;}
    .as-seen-inner{justify-content:flex-start;}
  }
  @media (max-width:600px){
    .hero h1{font-size:2.2rem;}
    .feature-row{grid-template-columns:1fr 1fr;}
    .areas-grid{grid-template-columns:repeat(2,1fr);}
    .footer-grid{grid-template-columns:1fr;}
    .header-inner{flex-wrap:wrap;}
    .header-right{margin-left:auto;}
  }

  /* ---------- INNER PAGE HEADER (About, FAQ, City pages) ---------- */
  .page-hero{
    background:
      linear-gradient(100deg, rgba(8,16,28,.9) 20%, rgba(8,16,28,.55) 100%),
      linear-gradient(180deg, #2c4258 0%, #1a2b3d 40%, #0c1622 100%);
    color:#fff;
    padding:70px 0 56px;
    text-align:center;
  }
  .page-hero h1{
    font-size:2.5rem;
    font-weight:800;
    margin-top:16px;
    margin-bottom:14px;
  }
  .page-hero p{
    color:#d7dee5;
    font-size:1.05rem;
    max-width:640px;
    margin:0 auto;
    line-height:1.55;
  }
  .breadcrumb{
    font-size:.82rem;
    color:#a9b3bd;
  }
  .breadcrumb a{color:var(--gold-light);}

  /* ---------- ABOUT PAGE ---------- */
  .about-section{padding:70px 0;}
  .about-grid{
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:50px;
    align-items:center;
    margin-bottom:70px;
  }
  .about-photo{
    height:340px;
    border-radius:12px;
    background:
      linear-gradient(135deg,rgba(15,31,48,.06),rgba(15,31,48,.18)),
      url('assets/about-houston-neighborhood.webp') center/cover no-repeat;
    box-shadow:0 18px 42px rgba(15,31,48,.14);
  }
  .about-copy h2{font-size:1.9rem;font-weight:800;margin-bottom:16px;}
  .about-copy p{color:var(--muted);line-height:1.7;margin-bottom:14px;font-size:.98rem;}
  .value-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:24px;
    margin-top:20px;
  }
  .value-card{
    background:var(--cream);
    border-radius:12px;
    padding:28px 24px;
    text-align:center;
  }
  .value-card .icon-circle{
    width:54px;height:54px;
    border-radius:50%;
    background:#fff;
    border:1px solid #e6e0d3;
    display:flex;align-items:center;justify-content:center;
    margin:0 auto 16px;
    color:var(--navy);
  }
  .value-card h3{font-size:1.05rem;font-weight:700;margin-bottom:8px;}
  .value-card p{font-size:.87rem;color:var(--muted);line-height:1.5;}
  .stats-strip{
    background:var(--navy);
    color:#fff;
    padding:44px 0;
  }
  .stats-strip .container{
    display:grid;
    grid-template-columns:repeat(4,1fr);
    gap:20px;
    text-align:center;
  }
  .stats-strip .stat-num{font-size:2.2rem;font-weight:800;color:var(--gold-light);}
  .stats-strip .stat-label{font-size:.85rem;color:#c9d1d9;margin-top:6px;}

  /* ---------- FAQ PAGE ---------- */
  .faq-section{padding:70px 0;max-width:820px;margin:0 auto;}
  .faq-item{
    border-bottom:1px solid var(--line);
  }
  .faq-question{
    width:100%;
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:16px;
    padding:22px 4px;
    background:none;
    text-align:left;
    font-size:1.02rem;
    font-weight:700;
    color:var(--ink);
  }
  .faq-icon{
    flex-shrink:0;
    width:26px;height:26px;
    border-radius:50%;
    border:1px solid var(--line);
    display:flex;align-items:center;justify-content:center;
    font-size:1rem;
    color:var(--gold);
    transition:transform .2s ease;
  }
  .faq-item.open .faq-icon{transform:rotate(45deg);}
  .faq-answer{
    max-height:0;
    overflow:hidden;
    transition:max-height .25s ease;
  }
  .faq-item.open .faq-answer{max-height:400px;}
  .faq-answer p{
    padding:0 4px 22px;
    color:var(--muted);
    line-height:1.65;
    font-size:.95rem;
  }
  .faq-cta{
    text-align:center;
    background:var(--cream);
    border-radius:12px;
    padding:40px 30px;
    margin-top:50px;
  }
  .faq-cta h3{font-size:1.3rem;font-weight:800;margin-bottom:10px;}
  .faq-cta p{color:var(--muted);margin-bottom:22px;font-size:.95rem;}

  /* ---------- CITY / MARKET PAGE ---------- */
  .city-content{padding:70px 0;}
  .city-layout{
    display:grid;
    grid-template-columns:1.6fr 1fr;
    gap:50px;
    align-items:start;
  }
  .city-layout h2{font-size:1.7rem;font-weight:800;margin:34px 0 14px;}
  .city-layout h2:first-child{margin-top:0;}
  .city-layout p{color:var(--muted);line-height:1.7;margin-bottom:14px;font-size:.97rem;}
  .city-layout ul{margin:14px 0 20px;padding-left:0;}
  .city-layout ul li{
    display:flex;
    align-items:flex-start;
    gap:10px;
    color:var(--muted);
    font-size:.95rem;
    line-height:1.5;
    margin-bottom:10px;
  }
  .city-layout ul li::before{
    content:"✓";
    color:var(--gold);
    font-weight:800;
    flex-shrink:0;
  }
  .city-sidebar{
    background:var(--cream);
    border-radius:12px;
    padding:28px 24px;
    position:sticky;
    top:90px;
  }
  .city-sidebar h3{font-size:1.15rem;font-weight:800;margin-bottom:8px;}
  .city-sidebar p{font-size:.88rem;color:var(--muted);margin-bottom:18px;}
  .neighborhood-tags{
    display:flex;
    flex-wrap:wrap;
    gap:8px;
    margin-top:10px;
  }
  .tag{
    background:#fff;
    border:1px solid var(--line);
    border-radius:20px;
    padding:6px 13px;
    font-size:.8rem;
    color:var(--ink);
  }

  @media (max-width:900px){
    .about-grid{grid-template-columns:1fr;}
    .value-grid{grid-template-columns:1fr;}
    .stats-strip .container{grid-template-columns:1fr 1fr;}
    .city-layout{grid-template-columns:1fr;}
    .city-sidebar{position:static;}
  }

  /* ---------- COMPARISON TABLE ---------- */
  .compare-section{
    background:var(--cream);
    padding:70px 0;
  }
  .compare-head{
    text-align:center;
    max-width:600px;
    margin:0 auto 44px;
  }
  .compare-head h2{font-size:2rem;font-weight:800;margin-bottom:10px;}
  .compare-head p{color:var(--muted);font-size:1rem;}
  .compare-table{
    width:100%;
    max-width:900px;
    margin:0 auto;
    border-collapse:separate;
    border-spacing:0;
    background:#fff;
    border-radius:12px;
    overflow:hidden;
    box-shadow:0 10px 30px rgba(20,30,45,.06);
  }
  .compare-table th, .compare-table td{
    padding:16px 20px;
    text-align:left;
    font-size:.92rem;
    border-bottom:1px solid var(--line);
  }
  .compare-table thead th{
    background:var(--navy);
    color:#fff;
    font-weight:700;
    font-size:.88rem;
  }
  .compare-table thead th:first-child{color:#c9d1d9;font-weight:600;}
  .compare-table thead th.us-col{color:var(--gold-light);}
  .compare-table tbody th{
    font-weight:600;
    color:var(--ink);
    background:#fbfaf8;
    white-space:nowrap;
  }
  .compare-table td.us-col{
    color:#1a9e5c;
    font-weight:700;
    background:#f4fbf7;
  }
  .compare-table tbody tr:last-child td, .compare-table tbody tr:last-child th{border-bottom:none;}

  /* ---------- CALCULATOR ---------- */
  .calc-section{
    background:#fff;
    padding:70px 0;
  }
  .calc-head{
    text-align:center;
    max-width:600px;
    margin:0 auto 44px;
  }
  .calc-head h2{font-size:2rem;font-weight:800;margin-bottom:10px;}
  .calc-head p{color:var(--muted);font-size:1rem;}
  .calc-card{
    max-width:920px;
    margin:0 auto;
    background:var(--cream);
    border-radius:16px;
    padding:36px;
    display:grid;
    grid-template-columns:1fr 1fr;
    gap:36px;
  }
  .calc-inputs label{
    display:block;
    font-size:.85rem;
    font-weight:700;
    color:var(--ink);
    margin-bottom:6px;
    margin-top:16px;
  }
  .calc-inputs label:first-child{margin-top:0;}
  .calc-inputs .hint{font-size:.76rem;color:var(--muted);font-weight:400;margin-top:2px;}
  .calc-input-wrap{
    position:relative;
  }
  .calc-input-wrap span{
    position:absolute;
    left:14px; top:50%; transform:translateY(-50%);
    color:var(--muted);
    font-size:.95rem;
  }
  .calc-input-wrap input{
    width:100%;
    padding:12px 14px 12px 30px;
    border-radius:8px;
    border:1px solid #dcdcdc;
    font-size:.95rem;
    box-sizing:border-box;
  }
  .calc-input-wrap input:focus{outline:none;border-color:var(--gold);}
  .calc-btn{
    width:100%;
    margin-top:22px;
    background:linear-gradient(180deg, var(--gold-light), var(--gold));
    color:#20140a;
    font-weight:800;
    font-size:.92rem;
    padding:14px;
    border-radius:8px;
  }
  .calc-results{
    display:flex;
    flex-direction:column;
    gap:14px;
  }
  .calc-result-card{
    background:#fff;
    border-radius:10px;
    padding:18px 20px;
    border:1px solid var(--line);
  }
  .calc-result-card.highlight{
    border:2px solid var(--gold);
    background:#fffaf1;
  }
  .calc-result-card h4{
    font-size:.82rem;
    text-transform:uppercase;
    letter-spacing:.05em;
    color:var(--muted);
    margin-bottom:8px;
  }
  .calc-result-row{
    display:flex;
    justify-content:space-between;
    font-size:.88rem;
    color:var(--ink);
    padding:4px 0;
  }
  .calc-result-row.total{
    font-weight:800;
    font-size:1.15rem;
    border-top:1px solid var(--line);
    margin-top:8px;
    padding-top:10px;
  }
  .calc-result-row.total.cash-total{color:#1a9e5c;}
  .calc-timeline{
    font-size:.78rem;
    color:var(--muted);
    margin-top:6px;
  }
  .calc-empty{
    text-align:center;
    color:var(--muted);
    font-size:.9rem;
    padding:40px 20px;
  }

  @media (max-width:800px){
    .calc-card{grid-template-columns:1fr;}
    .compare-table{font-size:.82rem;}
    .compare-table th, .compare-table td{padding:12px 10px;}
  }

  /* ---------- SITUATIONS GRID (homepage) ---------- */
  .situations-section{
    padding:70px 0;
    background:var(--cream);
  }
  .situations-head{
    text-align:center;
    max-width:600px;
    margin:0 auto 44px;
  }
  .situations-head h2{font-size:2rem;font-weight:800;margin-bottom:10px;}
  .situations-head p{color:var(--muted);font-size:1rem;}
  .situations-grid{
    display:grid;
    grid-template-columns:repeat(3,1fr);
    gap:20px;
  }
  .situation-card{
    background:#fff;
    border-radius:12px;
    padding:26px 24px;
    border:1px solid var(--line);
    transition:transform .15s ease, box-shadow .15s ease;
  }
  .situation-card:hover{
    transform:translateY(-3px);
    box-shadow:0 12px 26px rgba(20,30,45,.08);
  }
  .situation-card .icon-circle{
    width:48px;height:48px;
    border-radius:50%;
    background:var(--cream);
    border:1px solid #e6e0d3;
    display:flex;align-items:center;justify-content:center;
    margin-bottom:16px;
    color:var(--navy);
  }
  .situation-card h3{font-size:1.05rem;font-weight:700;margin-bottom:8px;}
  .situation-card p{font-size:.87rem;color:var(--muted);line-height:1.5;margin-bottom:14px;}
  .situation-card a{font-size:.83rem;color:#1f5fbf;font-weight:600;}

  @media (max-width:900px){
    .situations-grid{grid-template-columns:1fr 1fr;}
  }
  @media (max-width:600px){
    .situations-grid{grid-template-columns:1fr;}
  }